How do I know if I qualify for subsidies or financial assistance when purchasing health insurance through the marketplace?
To determine what one qualifies for in terms of subsidies or financial assistance when they buy health insurance on the …
What should I do if my health insurance claim is denied?
On denial, one should critically read the denial notice and try to understand the cause of the refusal. The details …
How does health insurance coverage change if I lose my job or switch employers?
When you have either lost your job or changed employers, one expects that your health insurance coverage will change, and …
What types of preventive services are typically covered by health insurance plans at no extra cost?
Most health insurance plans include a wide range of preventive services at no additional cost to the consumer. Many preventive …
What are the advantages and disadvantages of a high-deductible health plan (HDHP) combined with a Health Savings Account (HSA)?
The last is the High-Deductible Health Plan paired with Health Savings Accounts. It offers many benefits to the person generally …
How can I determine if a particular doctor or specialist is covered under my health insurance plan?
You’ll want to look up the doctor or specialist in your insurance provider’s network directory to verify that they are …
What is the difference between in-network and out-of-network care, and how does it impact my insurance coverage?
The difference between in-network and out-of-network mostly relates to the contracts between providers and your insurance company. It’s what really …
How do deductibles, co-pays, and co-insurance work, and how do they affect my out-of-pocket costs
Understanding how deductibles, co-pays, and co-insurance work is essential to managing your out-of-pocket healthcare costs effectively. The deductible is the …